Year: 2018

Credit

The 6 Best First-Time Credit Cards

We are committed to researching, testing, and recommending the best products. We may receive commissions from purchases made after visiting links within our content. Learn more about our review process. Choosing and getting approved for your first credit card isn’t easy. Not only is it tough to know how to pick the best credit card the […]

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Credit

Benefits of Using a Credit Card

There are many advantages of credit cards if you are disciplined with your spending, pay your card balance off in full every month and understand how credit cards work. We’ve managed to find 13 ways credit cards can make your life easier. If you are not disciplined and find your credit card too tempting, then you might […]

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Credit

Drawbacks Of Having A Credit Card

Blowing Your Budget — The biggest disadvantage of credit cards is that they encourage people to spend money that they don’t have. Most credit cards do not require you to pay off your balance each month, so even if you only have $100, you may be able to spend up to $500 or $1,000 on your […]

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Insurance

Why Do We Need Insurance Policy?

Insurance is a way of managing risks. When you buy insurance, you transfer the cost of a potential loss to the insurance company in exchange for a fee, known as the premium. Insurance companies invest the funds securely, so it can grow, and pay out when there’s a claim. Insurance helps you: Own a home, because mortgage lenders need to know […]

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Insurance

Understand your insurance policy

An insurance policy is a legally binding contract between the insurer and the policyholder. The contract sets out the terms and conditions under which you agree to pay a premium to the insurance company, and the terms and conditions under which the insurance company agrees to compensate you for loss after an unforeseen event. Making sure you disclose accurately Insurers will usually help […]

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